Map of areas affected by the Black Death within the years 1346 – 1353. Photo: Wikimedia Public Domain
The Black Plague, also known as the Black Death and Bubonic plague was a pandemic that spread across Europe and other parts of the world during the mid-14th century.
This pandemic is estimated to have killed between 75 – 200 million people worldwide, making it one of the deadliest diseases in human history. Today, we have many more tools to prevent and treat infectious diseases, such as vaccinations, antibiotics, and improved sanitation.
Causes of the Pandemic
Yersinia pestis – the bacteria that caused the Black Plague. Photo: Wikipedia CDC Public Domain
One of the most common reasons why the Black Plague spread so quickly was due to how society was structured at the time.
Large populations were congregating in unsanitized urban areas and subsequently, this provided a greater opportunity for the disease to be transmitted. How people lived and interacted with each other was also an important factor.
Additionally, poor hygiene and lack of food created an environment in which this illness could easily spread. Things like trade routes and the general migration of people also served as key factors in the transmission of the plague.
Origins of the Black Plague
illustration of The Great Plague of London in 1665. The last major outbreak of the bubonic plague was in England.
The plague started in Asia and then quickly spread to Europe via the Silk Road trading route. From there, the disease moved westward, reaching the British Isles in 1348.
It had already spread significantly by the time it was recorded in Western Europe. This is attributed to the large number of rats on ships and in the ports where trade routes were located. Once in Europe, the disease quickly spread throughout the continent.
The culprit was flea bites and as such, it was able to quickly propagate across populations that were near one another.
Symptoms
Because the pandemic was caused by bacteria and not by viruses, it presents distinct symptoms. Early signs of infection include headaches and fevers. The bacteria that caused the plague would then travel to the lymph nodes, causing them to swell and become inflamed.
Once they became inflamed, the bacteria would travel to the blood vessels and create more pustules and buboes (inflammation of the lymph nodes); hence the term Bubonic plague. These would appear as black spots or swellings on the skin.
The bacteria would then travel to the lungs, where it would cause pneumonia and other respiratory symptoms. The buboes would then become large and inflamed, becoming the hallmark of the plague and the most recognizable symptoms.
Treatment
Doctor with standard beak nose-case. Photo: Wikimedia Public Domain
Because no one was aware of what caused this contagion at the time, there was no effective treatment for the disease. The most common way to treat it was through the use of bloodletting.
Bloodletting was a common medical practice at the time that involved the removal of blood from the body. Other methods of treatment included hygiene, isolation, and the burning of clothes.
During this time, many doctors would don black overcoats and beak mask that was filled with substances like lavender, which they believed would keep the plague at a distance.
Social and Economic Effects
The disease had a significant social and economic impact on the world. It caused widespread death and stopped the growth of major cities and towns. This had a significant impact on the social structure of the world at the time.
Cities and towns were forced to close and remain closed. This had an impact on the social aspect of lifestyles during this period. The lack of trade was also a significant factor and trade routes that connected China and Europe were significantly impacted. This had an effect on the economy of the time and how goods were transported and traded.
Long-Term Impact
This bacterial disease led to the creation of quarantine protocols and the early development of modern medicine. It also led to the development of new social and economic systems. There was an increased emphasis on sanitation, hygiene, and the need for better ways of treating patients with infectious diseases.
A new social structure was eventually created. There was a rise in religious groups and new forms of governance. The world was forced to grow in new and different ways.
The End of the Black Plague
It is believed to have ended in Europe around the early 1700s. The exact cause of the end of this pandemic is uncertain, but it is widely believed that there have been multiple factors that contributed to its end.
For example, improved hygiene and sanitation would have reduced the spread. The geographic location and climate of Europe would also have played a role in limiting its spread.
Additionally, developments in modern medicine can’t be ruled out and increased research and development of antibiotics would likely have helped to stop the plague from spreading.
How the Plague Changed History
Trade between major cities was stopped. There was also a significant increase in religious piety and the creation of new religious orders. This led to an increased focus on the afterlife and the creation of new art forms. There was also an increase in the focus on moralistic literature. The Plague also resulted in introduction new methods of modern medical practices. As the pandemic ended, the medical community was able to learn more about the disease and develop new ways of treating it.
Summary
The Black Plague was one of the most devastating pandemics in human history. It caused widespread death and suffering across Europe and beyond, and its effects can still be seen in society today.
The pandemic was caused by a bacterial infection that led to the formation of buboes and pustules on the skin. There was no effective treatment for the disease. It was transmitted via the fleas and body lice of rats.
This contagion quickly spread to major cities and towns and as it prorogated throughout the continents, it caused significant death rates, resulting in a significant social, economic, and long-term impact.
Ironically, the plague changed the course of history by introducing new methods of modern medical practices and advancements in medical science.
The flu is similar to the common cold but has more severe symptoms. Its similarities also match that of Covid. Sometimes it is difficult to tell them apart since the symptoms of these illnesses affect the nose, throat, and lungs.
Doctors can diagnose if you have the flu and not Covid.The process is similar to a Covid test where they would swab your nose with a cotton wad. Many medical facilities will be able to get the result within 15 minutes.
The flu, AKA influenza virus, is a serious infectious disease that affects thousands of people worldwide each year. While the symptoms of the flu can range from mild to severe, it can be potentially life-threatening for some, especially those who are immune compromised.
Fortunately, there are ways to prevent and treat the virus, and understanding what this disease is, how it spreads, and which symptoms to look out for can help protect you, so let’s delve into what exactly the flu is and what we can do to prevent getting it. This applies to Covid as well.
What is the Flu?
Influenza is a viral infection that causes inflammation in the respiratory system. It can infect people of all ages but is most likely to cause illness among people ages 2 to 49. Its symptoms are similar to Covid and the main difference is that the flu is part of the influencer virus and Covid originates from the SARS-CoV-2 family whose genetic coding differentiates itself from the flu virus.
In most people, the flu leads to symptoms such as a stuffy or runny nose, cough, fever, headaches, muscle aches, and extreme tiredness. It can last for several days and most people will fully recover without treatment.
As with Covid and other illnesses, those who are at high risk include children under two years old, pregnant women, people over the age of fifty, people with certain chronic illnesses, such as asthma, diabetes, and heart disease, and people who are immunosuppressed.
How is the Flu Spread?
As with Covid, any contact with droplets in the air (also known as “airborne transmission”) from someone who has the virus can easily catch the flu. This is the most common way that people can get infected.
If a person is coughing or sneezing into his/her hands and touches door handles, computer keyboards, phones, or other common surfaces and then you touch these objects, your hands would most likely be infected, and if you touch your mouth or nose without washing your hands first, you most likely will contact the disease.
With that said, scientists are not sure how long the virus lasts on surface areas, but studies have shown they can remain infected for 24 – 48 hours, so it is always a good idea to periodically disinfect common items that are touched in the house and to disinfect your hands after touching common items outside.
It can begin with a feeling of being under the weather that lasts one to two days. They can be mild to severe, depending on the person. Children can also have diarrhea and vomiting with flu symptoms. Additionally, you may have a high fever, headaches, muscle aches, and experience fatigue.
People with the flu can transmit the virus to others from one day before symptoms begin until at least three days after symptoms begin. If you notice any of these symptoms, you should contact your doctor because of the uptick of viral and bacterial respiratory infections that are occurring these days, especially among children.
Getting a vaccination is the best way to prevent the flu. Antibodies won’t do it because it is a virus. The best time to get vaccinated is in the fall before flu season sets in. You should get a flu shot every year, even if you don’t think you’ve been exposed.
Vaccination not only prevents the flu, but it also reduces the risk of passing it to others. This is especially important during flu season when you’re more likely to come into contact with someone who has it.
You should also take other steps to protect yourself and your loved ones from the flu, including (and this applies overall for general health and safety):
Wash your hands frequently. This is one of the best ways to prevent its spread.
Eat lots of fruits and vegetables.
Drink lots of fluids. 100% fruit and vegetable juice are great immune boosters.
Stay home when you are sick. The flu is highly contagious and can easily be spread to others.
Keep your hands away from your face. Avoid touching your mouth, nose, or eyes.
Avoid touching common surfaces when possible. This will help reduce the risk of spreading germs and bacteria.
Get plenty of rest. Resting when you are sick will help your body fight the infection faster.
Juice loaded with vitamin C is a great source for keeping your immune system healthy
What Treatments are Available?
The flu usually goes away by itself. Your physician will prescribe rest and over-the-counter medications such as acetaminophen (Tylenol) or ibuprofen (Advil) to reduce your fever and ease your discomfort.
Are There Complications of the Flu?
Serious complications are rare but include bacterial infections, bronchitis, or pneumonia. You should speak with your doctor if you notice worsening symptoms, additional symptoms, or if your symptoms have not improved after a few days.
Depending on the severity of your infection and your risk of complications, you may be prescribed antibiotics to treat the bacterial infection. If you have an underlying medical condition, such as diabetes, asthma, or heart disease, you may be at higher risk of complications.
How Long Does the Flu Last?
This depends on the person. The average time you will be ill is one to two weeks. However, you should continue to practice good hygiene and hand-washing habits even after you’ve recovered.
Are There Long-Term Effects?
Influenza can sometimes lead to more serious complications, including pneumonia or bronchitis. In rare cases, it could lead to death, but most of the time in these cases, the patient is usually not well to begin with, so if you have an underlying medical condition, the flu can increase your risk of long-term effects.
If you get infected, you’re likely to be out of commission for a few days. Getting yourself back to health as soon as possible is the best way to avoid the longer-term effects of the flu. If you get the flu shot and still get sick, you may have been exposed to another type of flu virus.
This article is about the abuse of domestic animals and what can be done to stop it. If you own a dog or cat, you know how disturbing animal cruelty is and that every 60 seconds, an innocent animal is abused. But keep reading because we are going to discuss the organizations that stand up to this abuse and how you can help!
Overview
Photo: iStock
Did you know that besides dogs and cats, horses and farm animals are abused just as much as our furry friends? Harmless pets who cannot defend themselves need us to be there for them and it is groups such as PETA, the ASPCA, and other humane groups that make a difference and who we need to support.
Difference Between PETA and ASPCA
While these two organizations push for animal safety there are differences. But both are great establishments that are passionate about their cause and have had many successful accomplishments for the prevention of cruelty to animals, but let’s take a closer look at what these two organizations do to help protect these innocent creatures.
PETA ( People for the Ethical Treatment of Animals)
PETA is an NGO (nonprofit organization) with 3 million members which was founded in 1980. They advocate for animal rights and lobby legislators for these rights, but they don’t have the authority to regulate any laws.
They campaign for changes in the law that will benefit the health and safety of animals, which in turn aligns with their mission of protecting animals from abuse and cruelty.
PETA is an animal liberation organization and is against using animals as food. Their motto is “Animals are not ours to eat, wear, experiment on, use for entertainment, or abuse in any way.”
ASPCA (The American Society for the Prevention of Cruelty to Animals)
The ASPCA is also an NGO and an old one at that. They were founded in 1866 and have 1.2 million members. Unlike PETA, the ASPCA can regulate the laws regarding animal rights.
Their motto is “To provide effective means for the prevention of cruelty to animals throughout the United States.”
On January 1st, 2016, the FBI began tracking animal abuse cases and it is shocking to see what is going on there.
With that said, organizations, such as those mentioned above are assertively looking to upgrade and/or change the laws that apply to pets and animals. A couple of changes are offered below.
Raise the Bar on the Penalties for Animal Abuse
Many believe that those nefarious people who commit harm to animals might one day advance to harming children. With that said, the laws should be just as strict as the penalties regarding child abuse. 88% of adults who commit child abuse were responsible for animal cruelty as well, and even more disturbing is that those who commit mass shootings are also responsible for animal cruelty at least half of the time. So domestic abuse and animal abuse seem to have a common dominator.
Call Them What They Are and Make It Public
Whatever the reason behind animal cruelty is, the fact is that it is just as wrong as abuse of humans. Below are a couple of suggestions.
If a person has been convicted of cruelty to animals, it should be made public notice. Neighbors should be allowed to know if any of these people live near them so that the neighbors can be vigilant about it.
You can keep track of animal credulity arrests and convictions by going to animalvictory.org and we encourage you to sign their petitions.
In Summary
Want to help? Contact PETA and the ASPCA to volunteer your services and/or donate to their causes. But most of all, know in your heart that the pets you have in your home are safe and are getting the love and affection that they all deserve.
Back pain can be a difficult and uncomfortable obstacle to overcome. It can limit our daily activities and, in more severe cases, make it difficult to even perform simple tasks. But there is hope!
Regular exercise is one of the most effective ways to alleviate this pain, and it can be done in the comfort of your own home. In this article, we will explore seven simple and effective exercises that can help you strengthen your back and help to relieve the pain.
All of these exercises are designed to target the most important areas of the spine and are suitable for all fitness levels. With dedication and consistency, you can improve your posture, increase strength, and reduce your back pain. So let’s get started!
Benefits of Regular Exercise for Back Pain
Regular exercise can reduce stress, improve sleep quality, boost mental health, and improve overall health. But perhaps the most important benefit is that exercise can be extremely effective in reducing and managing back pain.
Many of the muscles surrounding the spine, like the glutes, core, and back muscles, are used to stabilize and support the spine. Being inactive can reduce the strength of these muscles, making it more difficult to support them, and increasing your risk for discomfort or pain.
Exercises for the back have been shown to increase back support, reduce lower back pain, and improve posture. In addition, it can also increase blood flow, which can help reduce swelling and inflammation and improve healing and recovery time.
1: Bird Dog
Birddog for Lower back and ab workout. Photo: iStock
The bird dog exercise is great for strengthening both sides of your core and back. It can also help improve your posture and reduce pain and stiffness. Start by getting in a plank position, with your back parallel to the floor, and your forearms on the floor.
Then, lift one leg, with your knee bent at a 90-degree angle. While you’re lifting, rotate your hips and shoulders towards the lifted leg. Then, slowly return to the starting position, and repeat on the other side. The bird dog can be done as part of a core circuit, or it can be used as part of a warm-up before the other exercises described in this article.
2: Cat Camel
Woman doing a cat or camel stretch with an arched back. Photo iStock
The cat camel is a simple yet highly effective exercise that can be done anywhere, regardless of your fitness level. This exercise can help improve your posture and reduce back pain by strengthening your core muscles.
Start in a seated position with your back straight, and your hands resting on your knees. Then, slowly arch your back like a cat, while keeping your abdominals engaged to support your lower back. Hold this position for a few seconds, and then slowly lower back down, like a camel. Repeat this exercise a few times, and you’ll start to feel the benefits almost immediately.
3: Glute Bridge
Glute Bridge Exercise. Photo iStock
The glute bridge is a great exercise for strengthening your glutes, hamstrings, and core. It is a highly effective way to improve your posture, balance, and strength, and can help relieve back pain and stiffness.
To perform this exercise, lie down on the floor with your knees bent, and your feet resting flat on the floor. Then, lift your hips toward the ceiling until your knees, hips, and shoulders are in a straight line. Squeeze your glutes, and hold this position for a few seconds. You should feel the muscles in your hips contracting, and your back should be straight. Then, slowly lower yourself back to the starting position. Like all of the exercises in this article, the glute bridge can be done at any time, in any space, as long as you have enough room to lie on the floor.
4: Superman
This man of steel exercise is another technique that can help improve your posture and reduce your back pain. Start by lying face down on the floor, and extending your arms out in front of you. Then, lift your arms, legs, and torso, at the same time, so that your entire body is off the floor. While holding this position, squeeze your core muscles, and pause for a few seconds.
You can also try rotating your torso from side to side or moving your legs up and down like you’re swimming. Lower yourself back down to the floor, and repeat for as many reps as you can stand!
The superman exercise can be done anywhere, so it’s a great way to challenge yourself and progress with your core strengthening routine.
The plank is one of the most effective exercises for strengthening your core and back. It can be done by anyone at any time and in any place. It is one of the best ways to improve your posture, reduce back pain, and strengthen your core.
Start by getting into a push-up position, with your hands resting below your shoulders, and your feet together. Then, lift your hips towards the ceiling so that your body is in a straight line, and your core is engaged. Hold this position for as long as you can, and try to push yourself to hold the position for longer with each attempt. The plank can be done anywhere, anytime, and can be easily modified to suit any fitness level.
6: Dead Bug
Start by lying on your back with your knees bent, and your feet resting on the floor. Then, extend your arms towards your legs and slowly rotate your torso towards one side, while keeping your feet in place. Hold this position for a few seconds, and slowly rotate your torso towards the other direction. Repeat this motion for as many reps as you can. The dead bug exercise can be done anywhere and can be easily modified for any fitness level.
7: Seated Rotation
The seated rotation can help stretch and strengthen your back, and improve your posture and flexibility. Start by sitting on the floor, with your legs out in front of you and your back straight. Then, lean to one side, and rotate your torso towards the other side. Hold this position for a few seconds, and then slowly rotate back to the starting position.
Perform this exercise for as many reps as you can, and don’t forget to switch sides. The seated rotation exercise is a great way to reduce back pain, improve your flexibility, and improve your posture. It’s also a simple exercise that can be done almost anywhere and can easily be modified for any fitness level.
Conclusion
Back pain is a common problem and one that should not be ignored. If you experience back pain, it’s important to be mindful of what might be causing it, and what you can do to alleviate it.
Exercising regularly can be an effective way to strengthen your back and reduce back pain. Exercises like the bird dog, cat camel, glute bridge, superman, plank, dead bug, and seated rotation can all be done at home and are great for beginners.
With dedication and consistency, you can improve your posture, increase core strength, and reduce your back pain. So, what are you waiting for? Start incorporating these exercises into your daily routine, and you’ll feel the benefits almost immediately.
A Kansas hospital in 1918, was the earliest documented case of the Spanish flu epidemic. Wikimedia Public Domain.
As you read through this article you may notice a lot of similarities to the current Covid pandemic. It may seem that not much has changed in the last 100 years, but let’s take a closer look at exactly how this influenza started and how it was dealt with at the time.
Overview
The flu virus of 1918 evolved into a global pandemic that caused unprecedented fear, panic, and suffering throughout the world, and was one of the deadliest diseases in human history, with an estimated 500 million people infected and 50 million people dead worldwide.
The Flu is a reminder of the dangers posed by infectious diseases and how quickly they can spread. It is a cautionary account of how the power of microbes can cause global disasters and of the need for preparedness in the face of such a threat.
The Spread and Impact of the Spanish Flu
Its Origin
The Spanish Myth
It was widely believed that the pandemic originated in Spain, hence the name ‘Spanish Flu’, but that is due more to political means than fact.
Numerous countries in Europe and the United States as well suppressed the news of this devastating and rapidly spreading disease. Mostly because they did not want to cause panic while the countries were at war, but Spain, which was a neutral player, allowed their press to broadcast the news noting virus outbreaks in Madrid, and consequently, the Spanish Flu rumors materialized.
So Where Did It Really Begin?
In the spring of 1918, the actual recorded case of the flu originated in the United States, from that of army cook Albert Gitchell at Camp Funston in Kansas, who was officially diagnosed with the disease. Shortly after this, many other soldiers from the overcrowded camp also came down with the virus.
This doesn’t mean that the flu originated in the United States. Indeed, many postulate that the soldiers brought it back from Europe and some believe it started from infected poultry in France. This theory of how the virus started has been accepted by many, but the location of origin is still under debate.
Its Impact
The impact of the flu pandemic was worldwide. The virus hit young adults and people between the ages of 20 and 40, which was unusual and it infected military personnel especially hard. This age group had less immunity to the disease than children and older adults.
The most vulnerable were people living in crowded conditions and those who were employed in high-risk occupations. New York City’s crowded Lower East Side, where major populations of immigrants came to reside was a perfect example of how the virus was able to spread.
The crowded streets of NYC’s Lower East Side in, Early 1900 were a perfect breeding ground for the virus. Wikimedia Public Domain.
Many of those who died were people who developed pneumonia, which was often misdiagnosed as the flu.
The Spanish Flu spread to every country in the world and killed an estimated 5% of the global population.
This virus was so devastating that the life expectancy in the US went down from 51 years old to 39 after the flu became a pandemic.
Global Responses
The initial response was widespread panic. Some people tried to quarantine themselves at home while others fled to rural areas, hoping to escape it.
Some countries took drastic measures, closing their borders or imposing martial law. Quarantine was one of the most common responses and was used in many countries to halt the spread of the disease. Others imposed travel restrictions or ordered people to stay home.
In some cases, governments tried to limit the movement of people who were most likely to be carrying the disease. In other countries, groups of people were quarantined because of their ethnicity or profession, such as doctors or nurses. Some cities and towns ordered that all churches be closed.
The pandemic prompted extraordinary measures, including the construction of a moat and a wall around Boston, the burning of New York City garbage, and the disinfection of passengers and cargo on ships.
The Scientific Legacy of the Spanish Flu
When the flu first hit, there was very little known about how diseases spread. But the pandemic prompted scientists to investigate further.
Although scientists didn’t have the technology we have today, such as electron microscopes, researchers were still able to make discoveries. These studies have helped scientists better understand current pandemics such as the spread of Covid and future influenza diseases.
This also led to advances in medical care and public health response. During the flu epidemic, some cities established public health departments for the first time. It also marked a shift in the way public health was studied and modeled.
Comparing the Spanish Flu to COVID-19
The 1918 Flu pandemic occurred at a time before the use of modern medical practices, such as antibiotics and vaccines. It was an example of a pandemic that spread rapidly and caused high levels of mortality. However, it was an unusual pandemic because it was caused by a virus, whereas most previous pandemics are caused by bacteria.
The current pandemic, COVID-19, is a different type. It is caused by a type of influenza that has occurred regularly in human populations. This type of flu is known as a “regular seasonal flu” but Covid has mutated and is behaving differently than other seasonal flu.
Unlike the Spanish Flu, this current pandemic is not causing high levels of mortality at this time; however, when the disease first started to spread, there was an abundance of deaths, with over 6.5 million fatalities so far, but these deaths have subsided now. People are still catching it, but usually only get cold symptoms, especially if they have been vaccinated.
Lessons Learned from the Spanish Flu
The flu pandemic was an unprecedented global disaster. It left many countries and cities struggling to rebuild and provide basic care for their citizens. The experience of the pandemic demonstrated the power of microbes to cause death and destruction on a scale never before imagined. It led to the creation of many public health and medical institutions, including the U.S. Public Health Service and the U.S. Centers for Disease Control and Prevention (CDC). It also led to the development of antiviral drugs, the use of quarantines to halt the spread of disease, and the use of face masks to reduce the risk of infection.
Conclusion
The Spanish Flu of 1919 was one of the deadliest pandemics in human history. It was one of the first pandemics caused by a virus and was responsible for an estimated 50 million deaths worldwide. The pandemic is a reminder of the dangers posed by infectious diseases and how quickly they can spread.
It is a cautionary tale of how the power of microbes can cause a global disaster and of the need for preparedness in the face of such a threat. Even today, as the world continues to grapple with the current global pandemic – Covid, the Spanish Flu of 1919 serves as a reminder that history can repeat itself.
In today’s world, medical technology has advanced greatly for us to have a complete understanding of the flu virus and what we can do to prevent it.
Degenerative disc disease is a common condition that affects the spine, causing pain and discomfort. It occurs when the discs between the vertebrae in the spine become worn down and no longer provide adequate cushioning and support.
Symptoms include pain in the lower back, neck, and other areas of the body, as well as stiffness, numbness, and tingling. Treatment options may include physical therapy, medications, and surgery.
In addition, making lifestyle changes and taking preventive measures can help reduce the risk of developing degenerative disc disease. This article will provide an overview of the causes, symptoms, treatments, and prevention of degenerative disc disease.
What Happens to Your Spine When You Have Degenerative Disc Disease?
Illustration of the human spine. Discs are the blue sections. Photo: iStock
As mentioned, degenerative disc disease is a condition that involves the breakdown of the substances found within the vertebrae, which are called the discs.
The discs (blue areas in the picture) act as cushions and are made of a jelly-like substance called the intervertebral disc. There are 24 of them in the spine and over time, they can deform, especially when under a lot of pressure, causing them to become thinner and more brittle. When this happens the gel will leak out and the disc will press against the surrounding nerves, consequently sending pain signals to the brain.
What are the Symptoms?
Photo: Free Images
The symptoms can vary, depending on the location of the decay. In the lower back, you may feel pain, stiffness, and difficulty standing up, especially after sitting for an extended period.
If the discomfort occurs in the lumbar region of the back, you may also feel pressure or numbness in your legs. If the degeneration occurs in the cervical region of the spine, it may cause pain in the neck and upper back, as well as tingling or numbness in the arms.
Causes of Degenerative Disc Disease
Seniors might not like hearing this but it is a natural part of the aging process. However, a decline of the discs can also occur in younger people who are involved in frequent or heavy lifting, poor posture, or inadequate core strength.
As people age, their discs can break down and the cartilage that cushions the spine begins to wear. Below is a list of possible reasons why you may encounter disc degeneration:
Age: As mentioned, your spine may encounter disc degeneration as you get older.
Poor posture: When a person constantly slouches, they are putting more pressure on their spine, which can cause the discs to break down faster.
Excessive lifting: If you frequently lift heavy objects, you increase your risk of putting too much pressure on your spine and increasing the risk of disc breakdown.
Genetic factors: Some people are more likely to develop degenerative disc disease than others.
Diagnosis
Most doctors will diagnose this disc breakdown based on your symptoms. They may order imaging tests, such as X-rays or MRIs, to rule out other conditions and to see the extent of the degeneration. MRIs are more effective at detecting degeneration than X-rays.
Treatments
Treatments will depend on the severity of your symptoms and the location of the degeneration. If you have mild degenerative disc disease, your doctor may recommend lifestyle changes, such as increasing changing your posture and avoiding heavy lifting.
Try These Pain-Reducing Options First
Exercise: There are numerous exercises you can do that are specifically catered to back pain Weight Loss: Losing weight reduces the pressure on your disks when you are lying down
New Mattress: Many people, as well as experts state that a new mattress may be helpful, especially if your mattress is old. But you have to get the correct one. Getting a mattress where your feet can be raised can also benefit you. Speak to your doctor. Get the information you need about a good mattress, then go to a mattress store and tell them what you need.
Pain Management: These medical professionals specialize in managing pain. Most likely, they will suggest physical therapy.
If your symptoms are moderate to severe, your physician may recommend non-surgical treatments, such as physical therapy, chiropractic care, or possibly acupuncture. If your symptoms are severe and you don’t respond positively to non-surgical treatments, your doctor may recommend surgery.
Surgery
Although the decay of the spine’s discs is a natural part of the aging process, it can lead to severe pain and discomfort in some people, and in some cases, surgery may be necessary to fuse two or more vertebrae in the spine and prevent them from rubbing against each other.
The surgery is known as a spinal fusion, and it is often recommended for people as a last resort if the other treatments have failed to respond adequately. The surgery may be recommended for people who have severe degenerative disc disease in the lumbar region of the spine, have a herniated disc in the lumbar region, or have a degenerative disc disease that causes instability in the cervical region.
Depending on the location of the degeneration, the surgery will vary. For example, lumbar degenerative disc disease will usually be treated with lumbar spinal fusion. Cervical degenerative disc disease will usually be treated with cervical spinal fusion.
Lifestyle Changes Can Help Reduce the Risk of Degenerative Disc Disease
As mentioned above, certain lifestyle changes can help reduce the risk of developing decaying discs. It is important to note that no one knows exactly what causes the disease, so it can be difficult to prevent. However, there are some things you can do to help protect your spine, including:
Maintaining a healthy weight: Being overweight can put extra pressure on your spine and increase your risk of developing degenerative disc disease.
Practicing good posture: Maintaining good posture can reduce the stress on your spine by as much as 80%, which can help prevent the discs from breaking down.
Engaging in core-strengthening exercises: Exercises such as Pilates, yoga, and lifting weights can help strengthen the core muscles, which can reduce the risk of back pain.
Avoid heavy lifting: If you don’t have to lift heavy objects, try to find ways to get around them.
Preventive Measures
You can take preventive measures to reduce your risk of degenerative disc disease by engaging in regular exercise, maintaining a healthy weight, and practicing good posture.
If you have a family history of degenerative disc disease, you may want to have your doctor perform an MRI to see if you have any signs of it in your discs. If you do, you can work with your doctor to develop a treatment plan to help prevent the degeneration from getting worse.
If you’re reading this, you or someone you care about has likely experienced back pain. According to goodbody.com, as many as 540 million people suffer from one type of back pain or another.
It is one of the most common reasons for doctor visits and missed workdays. Fortunately, there are a variety of ways to reduce your risk of experiencing back pain. This blog post will explore the various causes of back pain. If you’d like to know some preventative techniques and management of back pain, please check out our article on What to Do About Back Pain.
What is the Most Common Cause of Back Pain?
Our muscles rely on a network of nerves that travel through them to deliver signals to the brain. When these nerves are overstretched, as can happen with muscle strains, they can get pinched and cause pain.
Disc problems, technically called intervertebral discs, are another common cause of back pain. The discs that cushion the vertebra in the spine are prone to wear and tear as we age, which increases the risk of the disc rupturing.
They is made up of a gel-like substance, and if the pressure within the disc becomes too great, it will rupture and the gel will leak out. The disc can then press against the surrounding nerves, which will then send pain signals to your brain.
These discs located in the lumbar region of the lower spine are particularly prone to herniation, otherwise known as herniated discs. This is not only the most common cause of back pain in this part of the spine, but it is also the leading cause of sciatica (see below).
Disc Problems
Disc Degeneration: Photo: IStock
Intervertebral discs are soft, spongy pads made of a gelatinous substance called a disc nucleus. It lies between each of the vertebrae to provide a cushion and to allow the vertebrae to rotate.
If the disc nucleus becomes too thick or ruptures, the disc may be unable to cushion the vertebrae properly. It may press against the surrounding nerves or cause irritation that travels down the legs as sciatica.
These kinds of disc problems can lead to degenerative disc disease – when the disc becomes thinner and less able to cushion the vertebrae. This can occur during the normal aging process when the disc may begin to break down.
What Causes Disc Denegation?
Age: The softcore that we mentioned contains mostly water. As you age, it can lose some water, causing discomfort.
Injuries: No doubt any injury can lead to a problem and that includes injuries in your spine.
Sitting is the new cancer! Have you heard that before? Poor posture can occur when you spend long hours sitting or slouching or have an overly stiff spine.
When the spine is in a neutral position, it is straight and flexible. However, when you spend hours at a time in a hunched position or with a stiff spine, the muscles and ligaments supporting the spine become shortened.
Over time, these shortened muscles and structures can put excessive pressure on the spine. The spine is composed of bones that are held together by ligaments, muscles, and other soft tissues. These structures may not be able to withstand this pressure. Squeezing the spinal discs may cause the disc fluid to leak out, which may irritate nearby nerves and cause pain.
The Types of Back Pain that Are a Cause for Concern
Certain types of back pain can indicate a serious underlying medical condition. The first step in determining whether or not your back pain is cause for concern is to determine what type of pain you are experiencing.
Herniated Discs: A herniated disc occurs when the soft, spongy center of a disc pokes through the disc wall and presses against the surrounding nerve roots. It is one of the most common causes of sciatica and back pain.
Sciatica: Sciatica is pain that travels down one or both legs. It is often caused by the irritation of one or more sciatic nerve roots due to a herniated disc.
Lumbar Spinal Stenosis (LSS): Lumbar spinal stenosis is a condition in which the spinal canal narrows. This can put pressure on the spinal cord and nerves, which can cause back pain. This is one of the most common causes of back pain that is a cause for concern.
Conclusion
Back pain is a common ailment that can affect anyone at any stage in their life. Luckily, there are lots of ways to prevent and manage back pain.
The most important thing you can do is stay active by following a healthy diet plan and engaging in daily exercise. Stay hydrated, and be sure to get enough rest so that your body can heal properly when it does sustain an injury.
If you do experience back pain, see your doctor as soon as possible. It is often an indication of a more serious underlying condition, such as a possible disc problem.
Your doctor can perform diagnostic tests and recommend treatment options that can help you avoid further complications down the road.
While most individuals recover from COVID-19 within a couple of weeks, some continue to experience symptoms or develop new ones in the post-acute phase.
Long COVID, also known as post-COVID conditions, long-haul COVID, post-acute COVID-19, long-term effects of COVID, or chronic COVID, or Post-Acute Sequelae of SARS-CoV-2 (PASC), is a condition where individuals who were initially affected with the illness continue to have a range of physical, mental, emotional, and/or psychological symptoms after they were infected.
Symptoms can vary widely, from cardiovascular issues, respiratory issues, and/or excessive fatigue are just a few of the symptoms. For some people, it may also include cognitive or psychological problems. Below is a more concise list of symptoms you may encounter if you have long Covid.
Headache
Rapid heartbeat (arrhythmia)
Dizziness/lightheadedness when you get up from bed or you were sitting down
Brain fog – Cognitive issues, such as difficulty concentrating
Change in smell or taste. Yes, what was a major symptom in the years when Covid first came out, those with long Covid may still experience this
Fever
Stomach issues
Muscle or joint pain
Depression or anxiety
The CDC provides extensive instructions on what you should do if you suspect you have long Covid.
Are You Concerned About Long Covid if You Have Had Covid Before?
Photo by FRANK MERIÑO from Pexels
This is still under study and there has been no conclusive as to why some people are more susceptible to developing long Covid than others.
It has been reported that those who had a greater severity of COVID-19, particularly people who were hospitalized or who had health troubles are thought to have an increased risk of acquiring the infection for a longer period.
Additionally, people who did not receive the vaccine or were infected before the vaccines were developed are also thought to be at increased risk of COVID-19 infection.
In summary, it is safe to conclude at this time that the following people may be more a risk for long Covid:
People who have had more severe COVID-19 illness, especially those who were hospitalized or needed intensive care
Those who have been and currently are at high risk
Those who are not vaccinated
You Can Still Get Long Covid if You Have Been Vaccinated
The unfortunate answer to this question is yes. Many studies are still being done regarding this issue, but more and more evidence has been pointing to the fact that regardless of the number of vaccinations you have been given, long Covid is still a possibility.
While those that have Covid can easily spread the disease, even if they were vaccinated, the answer to infecting other people when you have long COVID is no.
The reason is based upon those that have it are not contagious anymore.
What About Children?
Since the onset of Covid-19, most children have not sustained Covid as intensely as adults, but research is still underway to determine if those children who have previously acquired the disease are still at risk of long Covid.
In New York, NYSDOH recommends that all children, including infants and toddlers as young as six months old, receive all the recommended COVID-19 vaccinations to protect them from becoming more ill at a later date.
What Should I Do If I Find Out I Have long COVID?
If you have long Covid or you think you do, seek medical help immediately. If you live in New York State but do not have a health care provider, check out the NYS Provider & Health Plan Look-Up tool.
Your symptoms and severity will determine if you need physical or occupational therapy, mental health therapy, or both. If you need affordable health coverage, the NY State of Health can assist you in comparing health insurance plans and finding the right coverage for you and your family. NYS of Health plans includes no-premium health insurance, free preventive services, no co-pay for primary care, and low-cost prescriptions. Medicaid and Children’s Health programs are available.
Yes! If you are struggling with long COVID symptoms or suspect you have long COVID, don’t wait to seek care. Reach out to a healthcare provider as early as possible.
Because management of long COVID may require a team approach, a healthcare provider can help you get referrals to other providers who offer focused care. This may include a pulmonologist, cardiologist, or neurologist, as well as mental health experts, physical or occupational therapists, and social workers, depending on your symptoms and severity.
Bottom line – If you have had Covid after a week, and you still don’t feel well, you should seek medical help. As a further precaution, if you are tested positive for the disease, seek the advice of your doctor about what you can do to prevent long Covid.
Back pain is one of the leading causes of disability worldwide. It’s also one of the most common reasons why people cannot continue working. The pain is so common that it’s been called “the New Normal”.
This type of discomfort can be caused by several number of factors, including an unhealthy lifestyle and genetics. You may have Degenerative Disc Disease. If so, the options below may be of help, but we recommend you see your medical provider as well.
Exercise
Photo: Graphicstock
Exercise is one of the most effective ways to avoid health issues. Regularly exercising can strengthen your muscles, improve your posture and prevent future discomfort or pain.
When it comes to your spine, it’s best to avoid certain exercises that may irritate it, such as lifting heavy weights. Rather, focus on efforts that can strengthen your spine and core muscles, such as yoga, Pilates, walking, and swimming.
Also, consider gentle stretches in your daily routine. Exercising regularly can also help in managing stress, which can play an integral part in triggering the pain and discomfort you may be feeling.
Additionally, it’s important to consider the type of shoes you wear and what impact they may have on your posture and health.
Identify the Cause of Your Pain
If you can, pin down why you are having this discomfort. Is it from a previous injury or sports-related? Or are you just waking up feeling this in the morning?
Whatever it can be targeted to, it can help you determine the best course of action for treating your pain. Additionally, some common causes include a weak core, bad posture, poor sleeping habits, incorrect lifting techniques, and spinal injuries.
If you suffer from frequent or recurring pain, you should visit your doctor to determine the cause and get the proper treatment and management plan. If you have on-off episodes of pain, you may be able to treat it on your own at home.
Breathe and Relax
Photo Graphicstock
Relaxation exercises help reduce stress, which often plays a part in triggering pain or discomfort in the spine. Additionally, deep breathing can help improve your posture.
To do deep breathing exercises, find a quiet place to sit, relax your muscles, and focus on your breathing.
You can also do this lying down or even while you’re walking! By taking a few minutes every day to focus on these techniques, you may at the very least, feel a little better. These exercises help with mental stimulation as well.
Most people would jump at the suggestion to get a massage and why not? Regularly receiving massage therapy or other types of bodywork is another excellent home remedy for many types of pain-related ailments.
These treatments can help improve your flexibility and range of motion. If you suffer from frequent or recurring pain, you could visit a massage therapist or bodywork practitioner to help manage your pain and discomfort.
Massage treatments may provide short-term pain relief, but they are not long-term treatment plans. It’s also important to consider the type of massage you receive. Deep tissue massage and myofascial release therapy are two types of massage that may be beneficial for managing spine-related pain.
Make a Scheduled Commitment to Stretching
Regularly making a committed effort to stretch and relax your muscles can help you as well. There are many different stretches you can perform to target different areas of your body and promote flexibility.
For your spine, try lying face-down on the floor and pulling both knees towards your chest, gently extending your arms out in front of you. You can also try sitting in a chair with both feet flat on the ground and slowly leaning back, keeping it straight, and extending your arms straight out so that they are parallel with the floor. Remember that regimens of stretching and relaxation are best performed slowly and gently.
Lay on a Heat-Filled Blanket
Feeling the warmth from a heated blanket can provide you with both a comforting feeling and the added benefit of soothing your vertebrae and muscles.
A heated blanket can help improve blood flow and circulation, which can, in turn, alleviate pain. If you have a heated blanket, simply turning it up to a high temperature will suffice.
Note that using a heated blanket is not recommended while you’re asleep. Doing so may disrupt your sleep, which is not a good idea if you are experiencing pain. Instead, try doing this for about 15 minutes before bedtime.
There are a variety of counter-heating remedies, such as heating pads available at your local retail store.
What is Your Mattress Like?
Studies have shown that a poor or old mattress may be a factor in back pain, especially if you have Degenerative Disc Disease. The reason is that a bad mattress will cause your body to exert pressure on the damaged discs, resulting in the pain you feel in the morning when you wake up.
Photo: iStock
A new mattress that allows your body to ‘sink’ in can relieve some of the pressure on the discs. Additionally, consider getting a mattress base that can move up and down. With this option, you can push a button and the base at your feet will rise, providing reduced pressure on your body, especially the lumbar area where the discs reside.
We know buying a new mattress along with a movable base can get expensive, but it is will be well worth it if you see that your pain has subsided. Many mattress companies give you a 30-day option to try it out and return it if it is not working for you.
Try TENS
TENS, which stands for transcutaneous electrical nerve stimulation delivers small electrical impulses to your body to help with the pain and discomfort associated with pain.
There are many different TENS machines available, so it’s important to do your research to find the best one for you, as well as confer with your doctor. TENS machines are particularly useful for managing pain that is caused by injuries or surgeries.
If you’re experiencing ongoing pain and discomfort, using a TENS machine can help reduce your pain and make your daily life easier. While these machines are effective, they are not FDA-approved for the treatment of this type of discomfort. That being said, they are often used to manage pain and reduce inflammation.
Of course, you should consult with a pain specialist before acquiring this apparatus yourself.
Bottom line
These are potential remedies you can try to reduce or eliminate pain in your vertebrae. It includes exercise and sleep, eating a balanced diet, managing your stress levels, and reviewing your mattress.
If you are in severe pain or the pain continues, you should seek the assistance of a physician. Even if the pain is not severe or constant, it wouldn’t hurt to see medical advice as well.
We thought that title would catch your attention and now that we have it, we’d like to clarify that these items listed below will not change your daily lifestyle; however, maybe, just maybe it will make life a little easier for you when you encounter these issues, as well as the knowledge you can gain from this (if you already don’t know about them), is, shall we say priceless!
We all know it’s almost impossible to reach an IRS agent on the phone, or is it? Well, we found the way. Here’s how:
1. Call the IRS at 1-800-829-1040 2. Reply to the Select Your Language option 3. It will ask you to press an option for your income taxes. Press 2 4. Next, press 1 for questions about a form already filed or a payment 5. Then press 3 for all other questions 6. Again it will ask for all other questions, Press 2 Do not press any key when it asks for your SSN Then press2 for personal or individual tax questions Then press 3 for all other inquiries
Congratulations! You have reached the point where an IRS agent will answer the call, but the time it will take them to answer, well you’re on your own on that one
Also, it may tell you to call back another time. Yes, after your fingers did all that walking. Our suggestion would be to try when they first open up. If you’re lucky, it may ask you to enter your phone number and they will call you back. If so, definitely do it! The IRS will call you. It may be 5 or 6 or more hours later, but they will call back!
2. Do You Know the Difference Between Real and Fake Silver?
Whether you like it or not, China is a major seller of just about everything. We will not delve into the politics of this, but we’d like to make you aware that everything that is sold in China and other locations is not what it’s made up to be.
Do you have silver jewelry, coins, or even bars? Let’s talk about this.
A customer went onto a website and bought, what he thought was a great deal on American silver dollar coins. It turned out that these coins were fake.
How Did He Know the Silver Was Fake?
Easy. Get a magnet. Any magnet. Even a travel magnet that sticks to your refrigerator would work. Put your coin on the magnet. Did it stick to it? If yes, you have a fake!
Silver does not magnetize!!
3. Need Some Spare Change?
Well maybe not this much, but you get the picture! Photo Unsplash
These suggestions will not pay your rent or mortgage, but they can help you with some extra gas money (yes, even at today’s prices), provide tips at restaurants, get you a few extra bus or subway rides, or anything else where some pocket change would be a benefit.
Below are some tried and true methods where you can make that extra buck!
Take Surveys!
Believe it, some businesses will pay you to take surveys and the pennies do add up. Below are a few companies that are legitimate and will pay you for the services you provide, and you never pay anything to them.
If you like taking surveys, this one’s for you. You can register here. Pay nothing and you will periodically receive survey questions in your email from different businesses regarding how you like or don’t like a particular webpage, item, or service.
They pay anywhere from .20 to $2.00 per survey and it usually takes less than a minute or two to complete it. Now we know that .20 won’t get you anywhere, but as the email requests come in, you can watch the funds add up.
Pennies add to dollars over time
This will not pay your monthly mortgage, but it may just help you with those little things in life you need to pay!
You can also register with the Apex Focus Group which will notify you of surveys and other evaluations that will pay you for your participation.
4. Need More Than Just Spare Change?
Sell Your Stuff!
Do you have items in your house or in the attic or basement that you don’t use anymore? Do you have old items that you once used as a hobby or that your grandfather gave you 10 years ago? Any old cameras, trains, or vintage books? There are markets for them!
EBay would be your first source. Then you can drill down to other market resources such as those on Facebook. Also, try the ones who specialize in buying specific items such as trains or cameras.
Oh, Those Coffee Table Books!
So you’ve been have gathered those nice, picture books that look great on your coffee table, but now you have too many or you just want to part with them.
You have probably tried a garage sale and ended up getting $1 for what cost you $15 or if you live in an apartment, a garage sale would not exist. Maybe you tried eBay and got no bids or you went to your local book store but they won’t take them.
Well, help is on the way! If you live in the NYC area, there is one bookstore that would love to buy your table books. They won’t pay you market price, but their prices surely beat the $1 you got at your garage sale.
This is the Strand Book Store on 12St in Manhattan, but make sure you take a lot of your books so that you can accumulate some relative value for them, and a word of caution – if you drive, especially on a weekday, parking is horrendous, so you may want to take another driver with you who will stay in the driver’s seat while you visit the store. And yes, there will be a line to get in. Also, pack the books in a suitcase or similar travel case for ease of use.
So there you have it. All you need to do is find the right buyers and you can sell those things that have been lying around for the last 100 years.
Get Cash for Those Gift Cards!
Your grandmother gave you a $200 Apple gift card, but you are using Samsung Droid phones or you just got a $250 gift card for Target, but you would rather have the cash. Whatever the reason, there are ways you can trade in those cards for cash!
Here’s your solution!
There are companies that will buy your gift card and send you cash and you can do it online! The only caveat to this is that you won’t get full pay for them, but you will get between 85% – 90% payment, which is not bad.
Have you ever wondered if there is some money owed you that you forgot about? You’ll be surprised how many people are owed money that they are not aware of! If you live in New York State, you can go to the NYS Comptroller’s Office website and run a search for unclaimed funds.
Once you are registered with a mystery shopper company, you will get emails to visit a bank and discuss a loan or a bank account. The idea is that they want to see how the bank employee responds to your requests and that he/she follows all bank policies, based on the questions you ask.
Sometimes, they will ask you to go ahead and open a bank account or accept the loan. You will be paid more than if you were just evaluating them.
But it doesn’t stop there. These companies will pay you to not just visit banks but also to evaluate retailers, gas stations, supermarkets, and even car dealerships.
It is called mystery shopping and is legitimate!
Here are two companies that provide mystery shopping:
Your pay can differ widely and can range anywhere from $10 to $250 depending upon what they will ask you to do. Mystery shopping at locations (called shops) that require several hours to complete do pay the higher amounts of course.
Note that these mystery shopping companies are very stringent and you must follow their guidelines exactly as mentioned or they will not pay you.
Participate in Research Studies
These are legitimate companies that need people to participate in physical studies and they can pay $25o or more. One example is where you would be called to play a role as a juror and listen to testimony from both the defense and prosecution attorneys.
No real names are given but they want to actually see how jurors would discuss the case. Others are studies with hearing folks discuss current events, finance and there is even one about what makeup to wear. Of course, the types of studies change over time, but there is always something to enroll in. Check it out!
Participate in Clinical Studies
Photo by National Cancer Institute on Unsplash
Have you seen those commercials that offer prescription drugs or over-the-counter (OTC) medicines (e.g. memory inducers, vitamins, etc.) and the narrator says “According to a clinical trial of over X participants…”? Did you know you can be one of those individuals who participates in these trials?
You may not be aware but all the major pharmaceutical companies, as well as other medical companies and organizations, offer people to participate in clinical studies such as these.
The trials can vary immensely but usually involve testing new drugs, vaccines, or other medical advancements, as well as studying a person’s reaction to previous diseases they may have had, such as Covid.
Here is the Pfizer website for clinical trials, but if you Google pharmaceutical study participants, you will get a whole list of providers that offer these studies.
The amount of pay also varies, from volunteering where you will not get paid to amounts that can range from $20 to over $150 per study.
Of course, you should be vigilant by researching these companies, as well as consulting with your medical professional prior to participating, especially if you have a medical issue or are in your senior years.
Rideshare
Just about everyone has heard about ridesharing. If you decide to be a driver you could potentially make a decent amount of money each week.
If ridesharing is too time-consuming for you, you could try delivering food. You pick the date and time when you will be doing the deliveries and get paid accordingly.
Pay varies greatly, but expect to pull in anywhere from a few dollars to hundreds of dollars per day, depending upon the length of time you put into it.
We bet your burning question is – how much money am I saving vs. driving a conventional gas car? We did research and the answer is that it depends upon your driving habits, lifestyle, and location, but with that said, we were able to generalize an amount.
Some electric utility companies will tell you how much you have spent when charging your EV. We called our local electric utility company, which is in Nassau County, NY and established a formula. The information below came from PSEGLI.
SMS
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By erring on the side of caution, we have estimated that for a standard EV, which usually consists of a 65kWh battery, the cost to charge the car to 80% from empty is equivalent to about 230 miles of driving and costs around $13.00 of home electrical costs. $13 is less than half as much if you would be gassing up your car for that same range at today’s gas prices, and it will only get worse for gas drivers and better for EV drivers as inflation keeps sticking its nose into our finances.
6. Saving on Electricity
Did you know that most electrical utility companies offer a Time of Use (TOU) plan? What this plan does is provide you with peak, off-peak, and super off-peak hours when you can run your electrical devices and appliances. Of course, the super-off peak would be the time when electricity costs are the cheapest.
If you have a thermostat in your house or apartment, you can save a little more by not turning the control from a low value to a high value all at once. For example, if your thermostat is at 65 degrees and you want to make it warmer by changing it to 70 degrees, make the change gradually. If you increase it all at once, it puts more strain on the furnace and subsequently causes additional oil to be used up compared to if you change it gradually.
7. Yes Go Ahead and Buy That Sofa!
If your credit score is not up to par with the bank’s requirements, which usually means a FICO score of 660 or below you might be thinking you will not be able to purchase that furniture, computer, TV, or another item you so dearly wanted.
Well, fear no more. No credit check loans are available. What this usually consists of are companies that lease you the money to buy the item, and they come with no credit check.
Usually, they will offer you a payment plan where you can pay monthly but the key is to pay it off within three or four months. If after that period, you have not paid it down in full, the interest rates get pretty high. About 40% or so. But the bottom line is that you can purchase your item, but just be mindful of the consequences. Read the contract fully before you sign.
Note:The sources provided in this article are for informational purposes only. Howard Fensterman is not affiliated with and does not endorse any companies or entities listed in this article. Please see our Disclaimer for more information.
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